Divorce Funding
Funding for legal costs.
Repaid only from your share of the settlement.
When divorce puts your legal costs and your accessible assets on different timelines, Settlemint helps close the gap.
The Problem
The gap between legal costs and accessible assets
Divorce requires immediate legal representation. But the assets that will ultimately be divided are rarely available at the moment you need them most. Legal fees and case costs come due month by month. Marital assets often stay inaccessible until resolution. That timing mismatch is the problem Settlemint was built to solve.
Legal fees and case costs accumulate quickly
Marital assets often stay innaccesible until resolution
Fair representation becomes harder to sustain
The Solution
What divorce funding actually is
An advance against your expected share of the settlement outcome. Repaid only from what you receive. Not a loan. Not traditional lending. Not a bet on your case outcome. The funding supports ongoing legal work and case costs as the case progresses.
Not a loan or debt
Repaid from your share of the settlement outcome
No monthly payments required
Process
How our funding works
The path from inquiry to funding is straightforward and transparent. With your authorization, your attorney coordinates the application, funding is made available in their trust account, and repayment happens at settlement from your share of the outcome.
Coverage
What can be funded
Advances cover the full range of costs a divorce case requires.
Attorney fees
Hourly rates, retainers, and ongoing legal representation.
Expert costs
Forensic accounting, business valuations, tracing work, and specialized testimony.
Mediation and negotiation
Neutral third-party facilitation and settlement discussions.
Related costs
Court fees, document preparation, and other case expenses.
WHAT FUNDING MAKES POSSIBLE
Funding that can change the shape of your case
Legal fees are only part of the picture. For many clients, the most meaningful use of funding is the work that surfaces what the other side has not shown.
Terms
Details of the advance
Settlemint's structure is built around simplicity and fairness. No surprises. No hidden mechanics.
No upfront costs
You pay nothing to apply or to receive a funding decision.
No monthly payments
You focus on your case, not payment schedules.
No fixed term
Repayment happens when your matter resolves, on your timeline.
Non-recourse protection
If your recovery is insufficient, you owe nothing more.
Transparent pricing. All fees are built into the advance structure. Nothing charged up front, nothing paid monthly during your case. Every term disclosed in plain language before you sign.
Other Options
How we think about your other options
When legal costs come due, there are paths you may already be thinking through. Here is what we have learned about how each one tends to fit a divorce case, and why we built Settlemint around a different structure.
The reality
Why this solution exists
Family law attorneys can't work on contingency. That's a legal rule, not a market preference. And it means the side able to keep paying as the case progresses has a structural advantage in how a case is fought and how it resolves. Settlemint exists so outcomes can reflect what's fair, not what you could afford.
Trust
How we protect your interests
The funding agreement is between you and Settlemint. Your attorney isn't a party to it. They don't sign, they don't owe, they're not a guarantor. With your authorization, the application flows through your law firm, and funds go to their trust account.
The funding agreement is between you and Settlemint
With your authorization, your attorney coordinates the application
Funds deposit into your attorney's trust account. We never direct strategy or contact the other party
We recommend independent counsel review the funding documents before you sign
FAQ
Common questions, answered
What you need to know about eligibility, process, costs, and how Settlemint works.
Does this affect my legal strategy?
No. That boundary is structural, not a policy. Settlemint cannot review privileged communications, direct legal decisions, or contact opposing counsel. Those constraints are written into the funding agreement.
How is repayment structured?
From your net share of the settlement outcome after your matter concludes. If recovery is insufficient, you have no further obligation.
What are the costs involved?
No upfront fees, no monthly payments, no hidden charges. You repay from your share of the estate at resolution. If you receive nothing, you owe nothing.
How does the application work?
With your authorization, your attorney submits an application on your behalf. We review the case details and asset information, then provide a funding decision. Once approved, funds move directly to your attorney's trust account.
Who qualifies for funding?
You must be party to an active divorce matter represented by counsel. Settlemint evaluates the likely value of your marital assets and the reasonableness of your legal costs.
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