Frequently Asked Questions

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Divorce Funding

For Attorneys

Should I have a lawyer review the Settlemint agreement?

Yes — we recommend it. We encourage you to review the funding documents with independent counsel before signing.

Does Settlemint influence my legal strategy?

No. That boundary is structural, not a policy. We cannot review privileged communications, direct legal decisions, or contact opposing counsel. Those constraints are written into the funding agreement.

Will my spouse know about this?

We do not contact or notify the other party. Depending on the rules in your jurisdiction, the arrangement may be discoverable in litigation. Whether and how it is disclosed is a conversation between you and your attorney.

How long does it take to get funded?

Once we have the information we need from you and your attorney, we aim to move quickly. In many situations we can go from first conversation to an initial view within 24 to 72 hours, with funding following once documentation is complete.

Is there a fixed term on the advance?

No. The advance stays in place until your matter resolves. No deadlines, expiration dates, or pressure to settle.

What does Settlemint cost?

No upfront costs. No monthly payments. All fees are built into the advance structure — they capitalize over the life of your matter and are repaid at resolution from your share of the settlement outcome. Everything is disclosed in plain language, in writing, before you sign. No hidden economics. No surprise add-ons.

Do you run a credit check?

We focus on the strength of the marital estate and your likely share — not your credit score. We may run a soft credit check, but approval does not depend on it.

Can I get funding without a lawyer?

No. You must have a retained family law attorney before we can proceed. This protects both you and us.